Most mortgage and affordability calculators are designed for fixed-rate bank loans. They break the moment you try to model anything creative. I built this calculator specifically for creative financing of land and homesteads. It is designed to be bookmarked and reused anytime you are evaluating a deal. This calculator supports: • Step-rate payment structures • Subject-to existing mortgages • Seller financing with custom terms • Transitional and blended payment scenarios • Full amortization schedules so you can see exactly what happens over time This is not just about figuring out how to buy more. Creative financing is powerful, and if you are not careful, it is easy to over-leverage yourself. That is exactly why this calculator exists. Instead of asking “What will the bank approve?” it forces the real question: What can you actually afford without putting yourself in a fragile position? You can reverse-engineer deals from income. You can stress-test payments before making offers. You can clearly see when a deal works and when it does not. This tool is part of the system I lay out in my book, but I am sharing it so you can run real numbers on real properties and avoid mistakes that look smart on paper and fail in practice. Bookmark it. Keep it saved. Use it every time you structure or analyze a creative deal. Calculator link :https://calculator.permaresilience.com/

https://seedtoharvestsummit.com/?

I just wrapped up the spring development on my homestead. If you have water on your land but haven't tapped it yet, this video is for you. We needed a system to catch "infinite water" and move it to our swales. Here is the breakdown of the build: - Excavation: Cleared the source to hit the flow. - The Box: Used a modified plastic tote as the waterproof barrier/gravel cage. - Filtration: 2" pipes with drilled holes, surrounded by 5,000 lbs of gravel. - The Test: Clocked in at 15 seconds for 5 gallons (20 GPM). This setup saved time compared to concrete but required massive back-pressure with earth to stop leaks. Check out the full process (and the messy install) here: https://youtu.be/0nI6U0Xopf4

I want to loop you in on something I’ve been building quietly for a long time. My new book is officially live on Amazon. Right now, it’s available at early access pricing for this community: - Paperback: $19 - Kindle: $9.99 This price will increase to $29 very soon once this early promo window closes. I’m opening this up to the Skool community first because this book exists for you. And I want your help pushing it forward in the first 30 days. Here’s why this matters: Amazon heavily favors books that get real reviews early. Reviews in the first month directly affect visibility, rankings, and whether the book ever gets shown to people outside our circle. If this book has helped you, challenged how you think, or clarified your path forward, a short honest review makes a real difference. What this book covers This is not theory or hype. It’s a practical framework built from real-world experience. Inside, you’ll learn: - How people are buying land without banks or traditional loans - How seller financing actually works in the real world - How to evaluate land, risk, and long-term viability before you buy - How to structure deals that don’t destroy cash flow - How to build toward a homestead or resilient property in phases - How to avoid the costly mistakes most first-time land buyers make This book is meant to save you years of trial and tens of thousands of dollars in bad decisions. How you can help 1. Grab the book at the early access price 2. Read it (or skim what’s most relevant right now) 3. Leave an honest Amazon review once you’re done That’s it. This is one of those moments where community effort compounds. If we push this together now, it gives the book a long runway and allows me to build the next pieces that stack on top of it. i’ll drop the Amazon link below. https://amzn.to/3No6qu5 Thank you for being part of this early and helping me grow it.

https://www.ecoversity.org/nynesummit?