Opened this one a few months ago after a valuable member reached out to me on Reddit, thanks @Razzaque D.m For me, the account opening was smooth and done within 24 hrs. One of the easiest credit unions I’ve opened so far. They accepted ITIN, it comes with Zelle, and right now they have a USD 500 bonus for PowerPlus Checking. Current details • Promo code: BOOST • Offer ends: 5/15/2026 • Open a PowerPlus Checking account • Do USD 3,000 in qualifying direct deposits • Complete 30 transactions within 60 days try this once you have 6+ months of credit history. I have seen some getting asked for extra documents for account opening, including paystubs, so if your profile is still very new, be ready for that. No difficult membership requirements either. Pretty straightforward to join. direct link: https://www.bcu.org/resources/bd-event/boost

Got this in mail and thought might be worth sharing for anyone interested

Do you know how to make a direct deposit from my Mercury LLC account to my personal BCU account so that it counts towards the bonus? Thanks!

I applied to open an account at BCU over three weeks ago, but I was waiting to send my first bank statement from another account to verify my ID, and finally, today they approved me!! I had to call them so they could apply the BOOST bonus promotion I saw in this community!! Thank you so much, everyone :)

Hi everyone, I’m looking for some advice on applying for a US Bank checking account online. I’ve read numerous DPs suggesting that NRAs have been successfully opening these accounts remotely. However, I’ve hit a wall. I’ve tried applying several times—both for the standard checking account and the State Farm co-branded Smartly account—but I keep getting instant denials. I currently have 5 months of US credit history, which I thought would be enough to establish my identity in their system. I’m really confused about why I can't get through. Has anyone else faced this? Are there any specific tricks or steps I might be missing for a successful online application? Any insights would be greatly appreciated!