💡 Life Insurance Isn’t Just About Death Benefits
One of the biggest updates in the industry is how more policies today are being structured with living benefits. That means clients can tap into their coverage while they’re still alive if they face a critical illness, chronic condition, or even just want to build tax-advantaged cash value. This shift is huge because it makes life insurance more than a “safety net”, it’s becoming a tool for financial planning, wealth building, and even retirement strategies. If you’re still thinking of life insurance as something that only pays out when you’re gone, it’s worth taking another look. The new generation of policies is about protection + growth + flexibility.