Most people don’t have a “money problem.” They have an identity problem. In my work, I see three common money identities show up again and again: spender, saver, and investor. None of them are bad. None of them are permanent. But each one shapes how you think, feel, and act with money. Spenders live in the present. Money is emotional. It’s how relief, connection, validation, and reward show up. Spending often happens fast and feels justified in the moment — and heavy afterward. Savers live in protection mode. Money equals safety. There’s discipline, restraint, and structure — but also hesitation. Savers know how to hold money, but often struggle to let it grow. Investors live in the future. Money is a tool. Decisions are slower, intentional, and aligned with long-term goals. Investors understand that comfort now isn’t the goal — freedom later is. Here’s the key truth:👉 Most people don’t choose these stages. They grow through them. The work isn’t about shame. It’s about awareness. If you know where you are, you can move forward with intention. So ask yourself honestly: Where am I reacting? Where am I protecting? Where am I building? That’s the beginning of real financial confidence.

I’m currently reading "Identity by Design" by Patrick Harris, and it’s confirming something I’ve seen over and over again in real life: Most people don’t fail financially because they lack information. They fail because their identity pulls them back to familiar ground. If you still see yourself as: - someone who survives instead of plans - someone money passes through instead of stays with - someone reacting instead of designing then even good money habits won’t stick. Healthy money decisions don’t come from willpower. They come from a new self-image. The SSI Method works when you stop saying:“I’m trying to manage my money”and start saying:“I’m the kind of person who gives money instructions.” That shift changes everything! Question for the community:👉🏽 What money identity are you still carrying that no longer fits who you’re becoming?