1 - SplitIt (The "Zero-Friction" Tikkie / Bill Splitter) Many people outside the Netherlands are unfamiliar with Tikkie, and international groups (such as students or friends on vacation) often struggle with IBANs and apps that require registration. SplitIt solves this for the mainstream market. The Viral Loop: You are sitting on a terrace and scan a single QR code. A wafer-thin web app opens immediately in your browser (no app download needed). You enter the names and the app calculates everyone's share. The Nimiq "Suction Power": Instead of sharing bank details, users can pay each other directly. If a user pays with crypto (for example, via Nimiq Pay with NIM or BTC Lightning), they receive 5% cashback in NIM, deposited directly into an automatically created browser wallet. Why it is going viral: One person uses it on a terrace with 6 friends -> 5 new people immediately see how fast, easy, and cheap (virtually free) this payment was. 2 - Streak! (The Social Challenge & Micro-Betting App) People are obsessed with streaks (think Duolingo or Snapchat). Streak! combines this with micro-bets between friends regarding fitness, productivity, or habits (for example: "Be at the gym at 7:00 AM for 7 days in a row"). The Viral Loop: You challenge your friends via a simple WhatsApp or Telegram link. Everyone puts in a very small amount (for example, €0.50 or €1.00). Whoever breaks their streak loses their stake; the winners share the pot. The Nimiq "Pull": To remove the barrier for non-crypto users, they can easily get started (for example, via the recently added USDT support in Nimiq Pay or a simple fiat onramp). Because traditional microtransactions of €0.20 are impossible at banks due to high transaction costs, Nimiq excels here. The app feels like a game, but at the end of the week, the winner suddenly has a digital wallet full of NIM. Why it goes viral: "I challenge you" mechanisms spread organically through friend groups. No one downloads a wallet for fun, but rather to prove that they exercise more often than their friends.