@Ariel Brown The "...do not touch the money unless absolutely necessary..." is still a goal that I am still working toward reaching when it comes to savings. I have learned that creating an additional account for spending has helped.

I just placed my first rib on the grill, waiting for the grill to heat heat up. It is already smelling delicious😊Oh.... time to add another rib to the portfolio 😁

Thank you Jana for the valuable advice. Leticia and I will use the suggestions on research to help select stock. I just reviewed a few videos on Youtube that mentioned the need to pay attention to performance, expense ratio, and review of the 1, 5, and 10+ year chart. Based on this suggestion, I will also use Google to provide additional recommendations for researching stock.

We have also pulled the trigger and made the investment 😁

Me.... overcoming the fear of getting started

Awesome!!! I am also looking forward to the savings journey😁