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TransUnion Credit Washing Solution
This will end credit repair as we know it! The TransUnion Credit Washing Solution is a new set of data analytics tools and scores designed for lenders to detect and manage the risk associated with "credit washing," which is the practice of fraudulently removing legitimate, accurate negative data (like charge-offs) from a consumer's credit report. It is not a service for consumers to clean their own credit. What is Credit Washing? Credit washing is when individuals or credit repair organizations dispute valid negative information on a credit report with the goal of having it temporarily or permanently suppressed, thereby artificially inflating the consumer's credit score. The practice is distinct from legitimately disputing and correcting inaccurate data. This fraud can cost lenders billions in losses from consumers who take on new debt they never intend to repay. How the Solution Works The TransUnion solution is designed for use by financial institutions during processes like account origination, prescreening, and portfolio reviews. It helps lenders differentiate between legitimate disputes and suspicious suppression activity using advanced analytics and machine learning. The solution includes a Credit Washing Default Score that predicts default risk based on charge-off suppression history, Tradeline Washing Attributes to track unusual changes in reported charge-offs across different types of credit accounts, and Inquiry Washing Attributes to identify suppressed hard inquiries. These tools help lenders identify high-risk consumers for further review or to adjust credit decisions, ultimately reducing potential losses. Mass disputing and credit-washing tactics are officially being targeted. 💯🙏🏽 https://www.transunion.com/faq/what-is-credit-washing#:~:text=How%20TransUnion%20helps%20lenders%20address,reduce%20losses%20and%20improve%20targeting
1 like • 5d
So they gonna penalize inquiry deletions?
WHO WANTS A $100k NON DOC LINE OF CREDIT
See video here- Comment below if you qualify
2 likes • 15d
Damn my LLC still too uoung
I have an LLC and it's too new. Does letting it sit with no activity even do anything?
Say I left it for two years. The only activity is not revenue coming in, but just using the business debit card to pay for things like gas, car washes, or anything vehicle related since it is a delivery company.
4 likes • 15d
You can start getting business funding same week you register. But you do need a good personal profile established and your business profile set up so banks can see you are legit as well. I got 55k right after I got a good personal card as a comparable
The First $10K
If someone is starting from scratch, what’s the fastest way to unlock $10K in business funding? 👉 For those who’ve already done it, what strategy worked best for you? 👉 For those working toward it, what’s been your biggest obstacle?
1 like • Nov 5
What @Dan Ollman said. Depends what your personal credit looks like currently before the proper path for you can be given. It varies wildly on this
Getting funding
This may seem like an odd set of questions- but I am super curious... Potentially for any new LLC you can get $50K to $250K in funding. This is supposed to be something that you can do with each new LLC from what I understand. My questions are: 1) Could you potentially start (for example) 10 LLCs and seek funding for each? Since they are all separate entities from you personally? Would something like this be possible? 2) In seeking funding in general - since you are usually getting a loan- so basically cash- are there any real restrictions for using that money to invest in something like international property? It seems like if it was a cash loan that you could potentially use it to invest in virtually any sector you want - domestic or international. (I am in the US) Thanks in advance.
1 like • Sep 18
Yes you could start multiple LLC. But more like just two as the funding for new LLC will be mostly off your Personal credit worthiness and LLC is tied to you. Banks will have total imits per person. Most funding for LLC under two years old will be business credit cards. Not loans. At 6 months some banks will start allowing loans but. It many. This is why new LLC focus on 0% no doc biz cc I. Which they liquidate the cards for use. Hope this helps
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@arthur-koster-4984
From Hospital Bed to $100k Reboot and $25k monthly...

Active 12h ago
Joined Aug 27, 2025
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