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Cloud Residents · US Credit

756 members • Free

4 contributions to Cloud Residents · US Credit
0 likes • Apr 7
@A Vas I got rejected for the other card today and also auto rejected using the online application for international credit history
1 like • 29d
@Claude T I haven’t received the letter regarding the rejections yet
Chase Freedom Unlimited Nova (UK/Canada)
New ITIN issued Feb (arrived March) Amex GT Hilton Mid March - bill not produced yet Chase opened bank account in person earlier this week, deposited $1K Today applied for freedom unlimited via the app I ticked the international box (didn’t ask me for any UK details tho) approved immediately $500 (in 4 clicks) $250 cashback wys $500 - paid in UR I think a chase relationship helps if not it’ll go into full verification - anyone who does this add your data points below Going to spend a couple of hundred $ whilst in US, and then make up to $500 when home then put a small subscription on to keep live Some questions: Bank - I missed out on the $400 bonus, as didn’t signup to get a coupon code, can my banker go in and add it? When do you think I can apply for a boundless or sapphire? Will it be a problem if I don’t activate my physical card for 6 weeks? Thanks
0 likes • 29d
Thanks for updating. Did you have to provide anything for proof of residency in the states? Or just ID, ITIN and bank statement?
Chase with Nova Credit
I wanted to ask if anyone had any experience using their home country's history with Chase through Nova Credit to open a card and also if it's worth it?
1 like • Apr 7
@John Flack I got rejected for the other card today and also auto rejected using the online application when I applied for international credit history immediately after the application. I hope you have better luck than me and let us know how it goes
0 likes • 29d
@John Flack I split my time between Canada and the UK so have history in both countriesbut I wasn't able to see what they pulled. Glad it worked for you, I'll probably try again after a couple months rather than calling as I'm not sure if I'll be flagged with so many apps in a short period of time
6 Months of Credit History — Which Amex Card Should I Get?
Hey everyone! 👋 I just hit 6 months of credit history and I'm told my score is in good shape — so I'm finally ready to dive into the Amex world! I had a few questions and would love the community's input: 1. Which Amex card should I start with?I'm open to anything — cash back, travel points, whatever gives the best value for someone just getting started. 2. Can I apply for 2 Amex cards at once without hurting my credit?I've heard applying on the same day might count as a single hard pull — is that true? Any experience with this as a newer cardholder? 3. Do you have any referral links?If you have an Amex card you love and have a referral available, drop it below! Happy to use it — I know it benefits both of us 🙌 4. Are there any good signup bonuses running right now?Specifically looking at no-annual-fee cards if possible. Would love to know if anything elevated is live at the moment. 5. Financial Review (FR) — how do I prepare?I know Amex sometimes triggers a Financial Review, especially when you're new or applying for multiple cards. Has anyone gone through this? What documents did they ask for, and what's the best way to handle it smoothly without getting cards shut down? Appreciate any advice — this community always comes through! 🔥
1 like • Apr 1
@Sam Hutan I’d probably go for Hilton honors and limit it to one or call and ask the customer service about 2 cards at once about their opinion to avoid a hard pull before applying if I were you but your credit file seems kind of thin with just one card, have you tried to upgrade your card to an unsecured one with capital one
0 likes • Apr 1
@Sam Hutan I’m not 100% since I haven’t had a secured card before but I don’t think it hurts to ask especially if you’ve had it for 6 months already
1-4 of 4
Ammar F
2
11points to level up
@ammar-f-1888
Hi

Active 2d ago
Joined Mar 25, 2026
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