6 Months of Credit History — Which Amex Card Should I Get?
Hey everyone! 👋 I just hit 6 months of credit history and I'm told my score is in good shape — so I'm finally ready to dive into the Amex world! I had a few questions and would love the community's input: 1. Which Amex card should I start with?I'm open to anything — cash back, travel points, whatever gives the best value for someone just getting started. 2. Can I apply for 2 Amex cards at once without hurting my credit?I've heard applying on the same day might count as a single hard pull — is that true? Any experience with this as a newer cardholder? 3. Do you have any referral links?If you have an Amex card you love and have a referral available, drop it below! Happy to use it — I know it benefits both of us 🙌 4. Are there any good signup bonuses running right now?Specifically looking at no-annual-fee cards if possible. Would love to know if anything elevated is live at the moment. 5. Financial Review (FR) — how do I prepare?I know Amex sometimes triggers a Financial Review, especially when you're new or applying for multiple cards. Has anyone gone through this? What documents did they ask for, and what's the best way to handle it smoothly without getting cards shut down? Appreciate any advice — this community always comes through! 🔥