... but keep signing contracts, payments and obligations that make walking away more expensive every year. Warren Buffett I REALLY like Buffett, but I have a problem with this one. If you are getting into an instalment payment contract because you are buying something you really can't afford, but can buy it now and delay paying for it, that is one thing! And in that context, I totally agree with him! That said, using these instalment contracts to buy things that you intended to buy, and can afford to buy, actually helps your credit score. Taking advantage of no interest offers for 24 or 36 months, and making the monthly payments, helps improve your credit. And I encourage people to do this! The keys are that you intended to buy the item, and can afford to buy the item, without NEEDING a credit plan. You are not just buying it because you can delay the payment. MOST people do not understand how their credit score is calculated, or what goes on their credit report. They do not realize that their credit score and report are documenting their responsible use of available credit! To better understand how instalment contracts, and other types of credit usage, actually HELP your credit score, watch my short video below. https://youtu.be/JXc9Hm7h2iU Happy Monday! Make it a great day and week!

Want to learn how to do it! I have been coaching and teaching real estate investment since 2014. I coach the mindset. I teach the skills to analyze, acquire and manage investment property to minimize risk. There is risk in all investment, and learning how to do it right is important. My Foundations or Real Estate Investment course is the starting point. Most new real estate investors fail because they do not take the time to learn the basics. Watch the video: https://youtu.be/KQk4eCW2KN8 Then register for the next class - Oct. 24-25: https://thinkingoutsidethebox.guru/home/investment-real-estate-education/foundations-re-investment/ Do something today your future self will thank you for! Zig Ziglar Make it a great day!

The latte is a symptom of the problem. How many ‘lattes’ do you buy a day … a week … a month … a year? Sweat the small stuff. It turns into big stuff! This is part of thinking like an investor, and Commandment #9 in my 10 Commandments! Check out all 10 Commandments at the link below! https://youtu.be/v6ETKdOjR-o Make it a great day!

... determined to both change the world and have one hell of a good time. Sometimes, this makes planning my day difficult. E.B. White If you think you can't change the world, it just means that you're not one of those that will. Jacque Fresco Whether you think you can, or think you can't, you are right. Henry Ford Be the change you want to see in the world. Mahatma Gandhi Most people ask permission ... start by asking the right question ... NOT "Can I?" but rather "How can I?" When you ask the right question, a whole new world of possibilities open ups! Although it can make planning your day a challenge! Make it a great day!

Who are your heroes and why? Me? Walt Disney and Jim Henson Built empires on spreading laughter and spawning imagination. Bill Gates and Warren Buffett Taught me how to invest and donate to charities to achieve the greatest impact. Jeff Bezos and Steve Jobs Built empires starting from a corner of their basement or garage. Elon Musk Dream BIG, and think outside the box. Robert Kiyosaki Taught me how to invest in real estate. His philosophy for investing helped me recover from the 2008 market crash. Heroes have flaws too! None of these people are perfect. Good people have warts too! But you take the good from each and combine what you learned from them into your best you! Who are your heroes, and why? Make it a great day!