... the moon is always full, no matter how much of it you see! If someone can prove me wrong, and show me my mistake in any thought or action, I shall gladly change. I seek the truth, which never harmed anyone, Marcus Aurelius Life is filled with illusion, pretending to be truth. Annie Kagan, The Afterlife of Billy Fingers Rob's Corollary ... Life is filled with truth, hidden in illusion. All truth passes through three stages. First, it is ridiculed. Second, it is violently opposed. Third, it is accepted as being self evident. Arthur Schopenhauer When I tell people that I buy investment real estate with none of my own money, I am ridiculed and laughed at. I am told it is a lie. I am told it is impossible ... that it is mortgage fraud. But it is true. Everything that I have bought has been 100% financed. And I have done nothing illegal. I have not lied. How? Watch the video below. https://youtu.be/gTImzLzNpyM Want to learn as well ... the truth, the whole truth and nothing but the truth ... the good, the bad AND the ugly? Join me for my next Creative Financing class. I have been teaching these 'secrets' since 2016! Nov. 21-22, 09:00 - 16:00 eastern time (Toronto, Montreal, N.Y.) Register at the link below. https://thinkingoutsidethebox.guru/home/investment-real-estate-education/creative-financing/ My Creative Financing course is an eye opener. Real stories. Real options. Not sure? Check what some of my students have said ... https://thinkingoutsidethebox.guru/home/investment-real-estate-education/testimonials/ If I can do it, anyone can. There is nothing special about me! Make it a great day!

*** TODAY at NOON *** Grab your lunch and join us online at 12:00 PM for our weekly Lunch & Learn — a dedicated space for us to grow together, share insights, and keep moving forward as real estate investors. This week's topic: Lunch & Learn: Creative Financing - VTBs Vendor Financing, or Vendor Take Back Mortgage (VTB), is a Creative Financing strategy where the seller participates in the financing of the property that they are selling. Join us as we discuss this financing strategy, what makes it work, when and how to use it, and how to discuss it with a vendor. Wednesday, September 30th, 2026 12:00 Noon (Virtual/Online) Register at the Event link below: https://www.facebook.com/events/1075326615247557 See you at the table. Let's grow!

... are self-esteem, self-respect and personal pride - all based on self-confidence. Alfonso Cuadra The strongest factor for success is self-esteem. Believing you can do it. Believing you will do it. And believing you deserve it. Zig Ziglar Confidence is not something you have. It is something you create. Tony Robbins The man who has confidence in himself will gain the confidence of others. Hasidic Proverb The world makes way for the man who knows where he is going. Ralph Waldo Emerson But you can never rise above the opinion or image that you have of yourself. Joel Ostern So, whatever you do today, do it with the confidence of a 4 year old in a superhero costume! Whether you think you can, or think you can't, you are right! Henry Ford Believe in yourself, and you're halfway there. Theodore Roosevelt It is a mindset game! Mindset is everything! Make it a great day!

... from having dreams bigger than your dreams! Never give up on a dream just because of the time it will take to accomplish it. The time will pass anyway. Earl Nightingale Life will only change when you become more committed to your dreams than your comfort zone. Zig Ziglar A dream should scare you a little and excite you a lot. Joe Vitale If your dreams don't scare you, they are too small! Richard Branson So dream big! Make it real! Stretch that comfort zone! Do the work! Who knows where you can end up!!! Make it a great day!

... but keep signing contracts, payments and obligations that make walking away more expensive every year. Warren Buffett I REALLY like Buffett, but I have a problem with this one. If you are getting into an instalment payment contract because you are buying something you really can't afford, but can buy it now and delay paying for it, that is one thing! And in that context, I totally agree with him! That said, using these instalment contracts to buy things that you intended to buy, and can afford to buy, actually helps your credit score. Taking advantage of no interest offers for 24 or 36 months, and making the monthly payments, helps improve your credit. And I encourage people to do this! The keys are that you intended to buy the item, and can afford to buy the item, without NEEDING a credit plan. You are not just buying it because you can delay the payment. MOST people do not understand how their credit score is calculated, or what goes on their credit report. They do not realize that their credit score and report are documenting their responsible use of available credit! To better understand how instalment contracts, and other types of credit usage, actually HELP your credit score, watch my short video below. https://youtu.be/JXc9Hm7h2iU Happy Monday! Make it a great day and week!