I’m going to keep dropping these gems so yall know how to fix your own credit while going through the program 💪🏽🔥😘 💡 WHY THIS MATTERS Before we even touch accounts… 👉 Your personal information section is the FOUNDATION of your credit report Old addresses, wrong names, and outdated employers can: - Keep negative accounts tied to your report - Make disputes harder to win - Cause your report to look inconsistent 💥 Cleaning this up first = stronger disputes + better results 🔹 STEP 1: Pull Your Credit Reports Go to: - Experian - Equifax - TransUnion 👉 Or use AnnualCreditReport.com (free) ✔️ Download or screenshot your full reports 🔹 STEP 2: Log Into Each Credit Bureau You must do this separately for each bureau: - Create/login to your account - Navigate to:“Disputes”“Help Center”“Credit Report Assistance” 👉 Look for “File a Dispute” STEP 3: Enter the Dispute Portal Once inside: ✔️ Select “Start a New Dispute” ✔️ Choose the category: Personal Information 🔹 STEP 4: Review Your Personal Information Section This includes: - Names (including misspellings) - Addresses (past & present) - Employers 🚨 This is where most people rush — don’t. Go line by line. 🔹 STEP 5: Remove Old / Incorrect Addresses What to look for: - Old apartments - Addresses you never lived at - Typos or incomplete addresses What to do: ✔️ Select the address ✔️ Choose: “I never lived here” OR “This is not my address” 💡 KEY RULE: - REMOVE addresses that are:❌ Outdated❌ Incorrect❌ Not tied to active accounts ⚠️ IMPORTANT (READ THIS) If you get a pop-up saying: “This address is linked to an account” 👉 DO NOT REMOVE IT YET Why? - That address is helping “verify” that account - Removing it too early can slow down disputes ✔️ Only remove addresses NOT connected to any accounts 🔹 STEP 6: Remove Incorrect Names Look for: - Misspelled versions of your name - Nicknames you didn’t use for credit - Completely wrong names

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