The debt service coverage ratio (DSCR) is a financial ratio that measures the property's ability to pay their debts. In broad terms the DSCR is defined as the cash flow of the property divided by the total debt service. A DSCR > 1.0 indicates that the property is generating sufficient cash flow to pay their debt. A DSCR < 1.0 should be a cause for concern because it indicates that the property is negatively cash flowing. Using a Debt Service Coverage Ratio loan to invest and expand your real estate portfolio can be a valuable tool to utilize going forward. DSCR loans may be the right fit for you as an investor. The benefits of using a DSCR loan: - Based on the cash flow of a rental property and the loan payment - No tax or personal income documents needed in most cases - Much easier to qualify for than traditional mortgages - Covers all types of rental properties - Allows you to build your rental portfolio much faster - Faster closing times - No income or job history verification required - Unlimited cash out - As little as 15% on down payments - Interest-only loan option available - Both long-term and short-term rentals are eligible - No maximum number of properties Our team offers DSCR loans, let's connect and see if this strategy can help grow your business. Book a meeting: https://calendar.app.google/gtErcz3bL3J3jVot9

Here are some trends to look for this year according to Forbes: - Increased spending on new and existing properties. There is notable interest in renovation projects and expansion geographically and by property type. These trends are expected to support the growth of rental property businesses and facilitate expansion into new markets. - More demand for flexible spaces. Increased demand for hybrid work spaces in prime locations as more investors and tenants prioritize eco-friendly, durable properties. This means buildings are being increasingly evaluated on emissions and resilience to floods and extreme weather. - A shift away from high risk areas. There will be an uptick in investors systematically moving away from high-risk areas due to insurance exposure and rental cancellations. This may include the Southeast with increased hurricane risk or the Northwest with heightened wildfire risk. To be continued... What are your investment goals for this year? I am curious to know what the plan of attack is and how I can help.