Using DSCR loans to grow your real estate portfolio

The debt service coverage ratio (DSCR) is a financial ratio that measures the property's ability to pay their debts. In broad terms the DSCR is defined as the cash flow of the property divided by the total debt service.

A DSCR > 1.0 indicates that the property is generating sufficient cash flow to pay their debt. A DSCR < 1.0 should be a cause for concern because it indicates that the property is negatively cash flowing.

Using a Debt Service Coverage Ratio loan to invest and expand your real estate portfolio can be a valuable tool to utilize going forward. DSCR loans may be the right fit for you as an investor.

The benefits of using a DSCR loan:

Based on the cash flow of a rental property and the loan payment
No tax or personal income documents needed in most cases
Much easier to qualify for than traditional mortgages
Covers all types of rental properties
Allows you to build your rental portfolio much faster
Faster closing times
No income or job history verification required
Unlimited cash out
As little as 15% on down payments
Interest-only loan option available
Both long-term and short-term rentals are eligible
No maximum number of properties

Our team offers DSCR loans, let's connect and see if this strategy can help grow your business.

Book a meeting: https://calendar.app.google/gtErcz3bL3J3jVot9

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