Today is a reminder of what really matters. Family. Gratitude. Time together. No matter how big the goals, the deals, or the ambitions… this is the why behind it all. Everything we build is so we can create moments like these and a future our families are proud of. I hope today gives you a chance to slow down, reflect, and appreciate the people around you. Thank you for being part of our community, your support never goes unnoticed. Wishing you and your loved ones a Christmas filled with love, laughter, and peace. ❤️ — Liam

While most people are switching off, overeating, and telling themselves “I’ll start in January”… This is the moment that separates the average from the exceptional. Champions don’t wait for the calendar to change; they use this quiet time to plan their next move. So let me ask you this 👇 What’s your FIRST big target for 2026? Is it: - Your first serviced accommodation deal - Replacing your monthly income - Raising your first chunk of investor finance - Scaling to multiple cash-flowing properties - Or finally building systems so your business runs without you? - Get it written down. Get it clear. And most importantly, commit to it publicly. Drop your 2026 target below 👇

When’s the right time to focus? There’s no perfect answer, but every choice has a cost. Fun now… or freedom later. It’s not about missing out. It’s about being intentional. What are you choosing right now? 💭

You don’t rise to your goals; you fall to your systems. This is one of the biggest lessons I’ve learned in business and property. Most people set massive goals… but their daily actions don’t match the vision. The truth is this: 👉 Your habits decide your income. 👉 Your routines decide your results. 👉 Your systems decide whether you win consistently or burn out. Success isn’t built in the big moments. It’s built in the small, repeated actions done when nobody’s watching. If you want to become a successful property investor, build the systems that a successful investor would follow: 🔹 Daily learning 🔹 Consistent deal analysis 🔹 Speaking to agents and investors 🔹 Tracking your numbers 🔹 Protecting your mindset 🔹 Surrounding yourself with winners Do this, and your goals stop being dreams they become inevitable. What ONE system are you committed to improving this week? Drop it below 👇

Team AFL I’ve gone through the 2025 UK Budget and let me tell you, there’s a LOT in here that will impact entrepreneurs, investors, and property people. But before we get into the fear and noise the media is pushing… 👉 Remember: winners are made in times like these. 👉 Markets shift. Strategies evolve. Wealth still gets built. Let’s break this Budget down the way only this community can with clarity, confidence, and opportunity-focused thinking. 🔹 Small Business – Tougher Climate but Bigger Rewards for Action Takers Yes, taxes are creeping up. Yes, consumers will feel pressure. BUT… - There are strong capital allowances for those building real businesses. - The government wants fast-growing companies to scale — and money will flow into those who innovate. This is where entrepreneurs win. The average person will freeze. The community here will take action. 🔹 Investing – The Squeeze Is Real, but Strategy Beats Fear ISAs shrinking. Dividend taxes rising. Savings becoming less attractive. The middle class is being squeezed tighter than ever and honestly, the government isn’t helping them stay afloat. But here’s the truth: 👉 We don’t rely on the government to build wealth. 👉 We rely on strategy, education, and execution. The smart money will leave the sidelines and move into assets with real returns. 🔹 Property – Pressure on Landlords… But Look at What the Big Players Are Doing Higher taxes on rental income. Visitor levies on short lets. More heat on “asset wealth.” A lot of landlords are panicking. But look around… 🏦 BlackRock is still buying property. 🏦 Lloyds is still expanding their housing portfolios. 🏦 Institutional investors are doubling down while everyone else moans. Why? Because despite tax changes, property remains: ✔️ A hedge against inflation ✔️ A long-term wealth vehicle ✔️ A cash-flow machine when done properly ✔️ An asset class with REAL value, not paper promises If the big boys are deploying cash… that tells you everything. 🔑 Key Takeaway