Here’s what’s happening right now in the housing market — and what it means for you. 1️⃣ Affordability Just Hit a 2.5-Year High 💸📉 A new report from ICE Mortgage Technology shows that home affordability is the best it’s been in about 2.5 years, mainly because mortgage rates have eased from their peak earlier in 2025. - 30-year fixed: mid–6% range - 15-year fixed: mid–5% range So no, rates aren’t “cheap”…but they’re not as painful as they were. 2️⃣ The Catch: Prices + Inventory 🏠📈 Even with slightly better affordability, ICE is seeing: - 🧱 Home prices starting to firm up again instead of dropping - 📉 Inventory tightening in many areas - 🚶‍♂️🚶‍♀️ More buyers stepping back in as rates improved Translation:Slightly lower rates are helping, but: - Sellers aren’t slashing prices - There still aren’t enough homes in many markets 3️⃣ What This Means For You (In Any State) 🌎 - ❌ Don’t wait around for 3% rates — experts don’t see that coming back any time soon - ✅ Focus on what you can control: - 🔁 Even a 0.5% rate change can make a real difference in your monthly payment - 🗺 Local markets > national headlines 4️⃣ If You’re In This Community, Here’s Your Next Move 🔑 - 📚 Go to Building Your Buying Power lessons→ Tighten up your credit, DTI, savings, and readiness - 🧭 Use The Buying Blueprint→ So you’re ready when the right house and rate line up - 📰 Watch the Real Estate News category→ Get used to asking Questions! ___________________________ References for this data: 🔗 ICE Mortgage Monitor – October 2025 report (home affordability 2.5-year high):https://mortgagetech.ice.com/resources/data-reports/october-2025-mortgage-monitor If you want a more readable media summary of the same data, you can also reference: 🔗 Article summarizing the report:https://www.mpamag.com/us/mortgage-industry/market-updates/good-news-for-homebuyers-as-affordability-hits-25-year-high/552081

Overthinking is stopping you from starting! 👀 Stop letting your mind take you down a negative rabbit hole! 🕳️ Yes, there will be obstacles and challenges. Yes, it could take you longer than you originally thought. BUT, it came to your mind for a reason and YOU CAN get it done! 🙌🏽 Let 2025 be the last year you overthink anything.🙅🏽‍♀️ Take your idea, come up with a plan, and execute! 💪🏽

1️⃣ Set ONE Goal for the Week Not five. Not ten. ONE goal that moves you forward! Examples: - “Pull all three credit reports.” - “Complete Module 1 in the Buyer Blueprint.” - “Meet with a lender for a pre-approval consult.” - “Register for my pre-licensing course.” 2️⃣ Write TWO Reasons Why It Matters This locks in motivation and clarity. Examples: - “I need to know exactly what’s hurting my credit.” - “Finishing this module gets me closer to buying my first home.” - “A lender meeting will show me my real numbers.” - “Starting my pre-licensing course keeps me on track for a career change.” If the reasons aren’t strong, the goal won’t get done. 3️⃣ List THREE Simple Actions You Can Take This Week Keep it tiny. Keep it doable. These are micro-wins that build momentum. Drop your 1 Goal → 2 Reasons → 3 Actions in the comments. If you do this every week, you will be miles ahead by the time you’re ready to buy, close, or get licensed. Let’s get it!!

Hey everyone, this is @David Fisher (DJ)! I am one of the Admins here in the REBKS Community! I wanted to share this short video with you in case you see a post that mentions resources you can download. It is easy to miss so don’t worry if you couldn’t find the Budget Sheet posted by @Ashley Hairston! Here is a short walkthrough to help you see how to scroll in posts: Hopefully this was helpful!

I thought I could keep track in my mind, but writing it down made me realize how much I was spending every single month! Don’t let another month pass by! I’ll be checking in. Show up for yourself 💪🏽