⚖️ **LEGAL TIP OF THE DAY: SOMEONE OWES YOU MONEY AND WON'T PAY. WHAT CAN YOU DO?** Have you ever lent someone money, completed work for a client, or supplied goods to a customer — only to find that they refuse to pay you back? You are not alone! 💷 But before you rush to court, there are some important steps you should consider. Here are five practical tips to help you understand your options. **1️⃣ Gather your evidence** Find any written agreement, invoices, receipts, bank statements, emails and text messages relating to the debt. Even where there is no formal written contract, other evidence may help establish what was agreed. **2️⃣ Make a clear written request for payment** Explain how much is owed, why it is owed and when you expect payment. Keep a copy of your correspondence. A calm, professional approach may resolve the dispute without court proceedings. **3️⃣ Consider a letter before claim** If payment is still not made, a formal letter before claim may be appropriate. It should explain the basis of the claim, the amount sought and the action required. Depending on the type of dispute, a pre-action protocol may apply and set out additional requirements. **4️⃣ Don't rush into issuing a court claim** Before starting proceedings, consider whether you have sufficient evidence, whether the other person has a defence, the relevant limitation period, the court fee and whether the debt can realistically be recovered. Winning a judgment and actually recovering the money are two different things. **5️⃣ Know your options** Depending on the circumstances, you may be able to negotiate a repayment plan, use mediation or bring a civil claim. The appropriate route depends on the amount owed, the nature of the agreement and the evidence available. 💡 **THE BARRISTER'S TIP** Never assume that because someone owes you money, getting it back will be straightforward. Good evidence, clear communication and following the correct procedure can make a real difference.