Get to know the team behind Wave University and Rising Tide Consulting. Learn how our company was founded, why we are passionate about financial literacy, and how we've helped families take steps toward a stronger financial future.

Welcome to Wave University. This section was created to help you get started on your journey toward better credit, stronger finances, and greater opportunities. Before exploring the rest of the community, complete each lesson in this section to understand how Wave University works, identify your goals, and access the resources available to you. Let's get started.

Why is my credit the way it is?

Homeownership is one of the most common financial goals people have, but many individuals and families misunderstand what it truly takes to qualify for a mortgage. Many people focus only on their credit score while overlooking other factors lenders evaluate during the approval process. This section was created to help you better understand homeownership, mortgage readiness, and the steps you can begin taking today to position yourself for future success.

Success leaves clues. This section highlights real stories, real progress, and real victories from individuals and families who have taken steps toward improving their financial future.

Welcome to the Workshops & Replays section of Wave University. One of the best ways to continue learning is by attending our live workshops and reviewing previous trainings.

Welcome to the Resources & Important Links section. This section contains important links, tools, resources, and information available to members of Wave University.