4d • VA Refinance Loans
VA CLEAN WATER TEST
Hey! I could use your VA expertise on a file.
I’m doing a VA cash-out refinance in Colorado on an SFR with an existing VA loan, so it’s VA-to-VA. The VA appraisal came back noting a private well, and we’re being asked for a VA clean water test.
I found VA guidance that previously allowed the well-water testing requirement to be waived on a refinance when the property was already encumbered by a VA-guaranteed loan.
Have you run into this recently on a VA cash-out? Do you know if there’s still a waiver or another way around the water test on a VA-to-VA refinance?
Appreciate any insight!
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VA CLEAN WATER TEST
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Learn more about the VA home loan program. Hosted by Carlos Scarpero, VA Mortgage Specialist. NMLS 1674385
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