We offer 100% financing for a variety of real estate investments, including fix-and-flip/rehab projects and buy-and-hold properties, at a competitive 7% interest rate. For more information, email: [email protected]

We offer 100% financing for a variety of real estate investments, including fix-and-flip/rehab projects and buy-and-hold properties, at a competitive 7% interest rate. For more information, email: [email protected]

We offer 100% financing for a variety of real estate investments, including fix-and-flip/rehab projects and buy-and-hold properties, at a competitive 7% interest rate. For more information, email: [email protected]

We offer 100% financing for a variety of real estate investments, including fix-and-flip/rehab projects and buy-and-hold properties, at a competitive 7% interest rate. For more information, email: [email protected]

Have you ever said to yourself, 'There's no way I'm giving up my 2% or 3% mortgage rate'? I hear this from veterans and military families constantly. It's one of the biggest reasons people are staying put right now instead of making a move. There's been a lot of buzz lately about 'portable mortgages' the idea that you could take your existing low rate with you when you buy a new home. On the surface, it sounds like the perfect solution. But here's the reality: it's a lot more complicated than it sounds. A few things make this tough to pull off in the U.S.: - Our mortgages are typically 30-year fixed loans, which is rare globally - - Most U.S. mortgages get bundled into mortgage-backed securities and sold to investors changing the terms isn't as simple as just moving the loan - - If you're buying a more expensive home, you'd likely need a second loan for the difference at today's higher rates, which can cancel out a lot of the savings Countries like Canada and the UK do have versions of mortgage portability, but their systems are built completely differently from ours. So what CAN you do if you're feeling locked in? This is where I'd point veterans toward a few real options worth exploring: - VA loan assumptions a qualified buyer can take over your existing VA loan, and you can potentially negotiate on price - - Wait and watch rates won't stay elevated forever - - Factor in your equity gains sometimes the math works out better than you think Portability sounds great in theory, and I'm not saying it's impossible down the road. But right now, the structural barriers in the U.S. are significant. So let me ask the community: Are you currently feeling 'locked in' by your low rate? What's holding you back from making a move, and have you looked into any alternatives? Read the full article here: https://www.scarpero.com/portable-mortgages-explained/