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6d • Post General 🙌🏾
🎯 QUIZ TIME : ANN TESTE KONESANS OU !
1️⃣ Ki FICO Score yon moun ta dwe vize anvan li kòmanse aplike pou funding?
☐ A. 580+
☐ B. 620+
☐ C. 680–700+
☐ D. 500+
2️⃣ Konbyen Primary Credit Accounts yon moun ta dwe travay pou genyen?
Chwazi plis pase yon repons si ou vle.
☐ A. 1–2
☐ B. 3–5
☐ C. 5–7
☐ D. 7–10+
3️⃣ Si yon moun pa gen Installment Account, ki opsyon li ka konsidere?
☐ A. Credit Strong
☐ B. Pledge Loan
☐ C. Credit Union
☐ D. Tout sa yo
4️⃣ Yon moun gen 4 credit cards, men 2 ladan yo se Authorized User accounts. Li gen sèlman 2 Accounts li ouve ak social li. Èske li ka di li gen 4 Primary Accounts?
☐ A. Wi, paske tout 4 accounts yo sou credit report la
☐ B. Wi, si FICO Score li wo
☐ C. Non, paske Authorized User pa menm bagay ak Primary Account
☐ D. Wi, si utilization li ba
5️⃣ Ki utilization ki pi bon objektif pou yon solid credit profile?
☐ A. 50%
☐ B. 30%
☐ C. 20% oswa pi ba
☐ D. 10% oswa pi ba
6️⃣ Yon moun gen 29% utilization, men li gen 7 Hard Inquiries sou Experian.
Ki pwoblèm li ta dwe konsidere adrese?
☐ A. Utilization
☐ B. Hard Inquiries
☐ C. Credit Age
☐ D. Primary Accounts
7️⃣ Si total credit limits yon moun anba $7,500–$10,000, ki aksyon li ka konsidere?
☐ A. Mande Credit Limit Increase (CLI) si li kalifye
☐ B. Bati yon bon relasyon ak yon Credit Union
☐ C. Tou de A ak B
☐ D. Fè anpil nouvo aplikasyon touswit
8️⃣ Yon moun gen 720 FICO, 8% utilization, men credit age li sèlman 8 mwa.
Èske sa vle di li otomatikman pare pou tout funding applications?
☐ A. Wi, paske score la 720
☐ B. Wi, paske utilization lan anba 10%
☐ C. Non, li toujou bezwen konsidere credit age ak lòt eleman nan profil la
☐ D. Wi, paske li gen 3 credit cards
9️⃣ Konbyen Consumer Finance Accounts yon moun ta dwe eseye pa depase selon lesson lan?
☐ A. 1
☐ B. 2
☐ C. 5
☐ D. 10
🔟 Yon moun gen:
- 690 FICO
- 4 Primary Accounts
- 1 Installment Account
- 3% Utilization
- 2 inquiries sou chak bureau
- Men credit age li sèlman 10 mwa
Ki sa li ta dwe konsidere fè an premye?
☐ A. Aplike pou funding touswit paske score la 690
☐ B. Travay sou etabli plis credit history/credit age
☐ C. Fè 5 nouvo aplikasyon pou ogmante credit limits
☐ D. Fè utilization lan monte nan 20%
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🎯 QUIZ TIME : ANN TESTE KONESANS OU !
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