Hi, I will be retiring in August and are paying into a teacher pension as well as a private one. I get tax relief at the higher tax rate for my private pension. Can I get tax relief if I pay in some additional funds? Is there a limit as to how much this can be? Thanks in advance!

Do you know how much you need for retirement? A financial independence number (FIN) is the total amount of money someone needs to live the exact life they are currently living in retirement without working. You can get that number by doing a financial needs analysis (FNA) which is just a breakdown of your finances/expenses etc. I follow multiple pages on skool to continuously learn so I can better prepare myself, friends, family, etc on our financial journey. One deficiency I have noticed, is that people have not heard of this even with having a financial advisor. I just want to put this out there so people can start asking these questions! From my experience, once I found out what mine was, it brought me relief. Because it allowed me to set goals, budget, and spend wisely because I had the end goal in sight.

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I have an $18,000 loan at 0% interest till December. I already have the money to pay off the loan but thinking about putting the money in a brokerage account all FXAIX then pay it off. Thoughts? Pushback?

Why isn't investing in Berkshire a more common strategy? The company has very low PE and gives at least 20% yield every single year.. During market downturns it is also usually very stable.. It seems to me like a shortcut for value investing, so how come more people don't just buy it instead of going through the hustle and risk of finding better options? What am I missing about it?