Before you say anything, ask these 4 questions:
1๏ธโฃ Where is the purchase agreement for this debt?
2๏ธโฃ Was an insurance claim filed on this account?
3๏ธโฃ Can you show the complete CMI with the original lender?
4๏ธโฃ Whatโs the statute of limitations on this debt?
Most of the timeโฆ they fold. ๐
Know your rights. Donโt let pressure tactics rush you into anything. Stay calm, ask questions, and make them prove everything.
๐ก Information is power.