SELFLENDER Sign up with this link (https://selflender.com/refer/17701528) This one is way different from the others, but still a great choice especially for account diversification. This is a CD (certificate of deposit) that reports to ALL THREE CREDIT BUREAUS, and you get the money back after it matures in one year. There is a small origination fee (around $9 - $12) then small monthly payments after that based on how much you want the CD to report as. Each payment is reported to the 3 credit bureaus (don't screw this up!). At the end of the term, you've paid off the loan and you can get the money back + interest - hence saving money while boosting your credit.