FREE GAME How Costco returns work with Mastercard: • Costco accepts Mastercard for purchases. • Costco does NOT process refunds back to Mastercard. • When you return an item bought with a Mastercard, Costco issues the refund to: • Cash, or • A Visa debit card, or • Costco shop card, depending on store policy and manager mood. So in practice: • You buy something with a Mastercard credit card. • You return the item. • Costco asks how you want the refund. • You give them a Visa debit card. • The refund goes to your bank account, not back to the credit card.

Family, I want to take a little time to connect with each of you one on one. Everybody’s situation is different, and I want to see exactly what you need help with right now. Whether that’s fixing or building credit, getting personal or business funding, or figuring out ways to bring in more income. This isn’t a sales pitch. It’s just me checking in to see where you’re at and how I can be of real value. If you’re open to it, shoot me a message and we’ll set up a quick one on one. Let’s get you unstuck and moving forward.