The 3 Biggest EIN Mistakes That Delay Business Credit — and How to Avoid Them
  • An EIN (Employer Identification Number)
is a must-have to separate your business
identity from your personal one.
  • Mistake #1: Using your SSN instead of
your EIN on credit applications. Always
apply using your EIN for business credit.
  • Mistake #2: Not matching EIN details
with business registration. Ensure your
LLC/Corp name and address match your
EIN record exactly.
  • Mistake #3: Applying before IRS
confirmation. You need the actual letter
(CP 575) confirming your EIN — not just
the online confirmation.
Quick Tip: Get your EIN for free here:
businesses-self-employed/apply-for-an-
employer-identification-number-ein-online
💬 Community Check-In: Do you already
have your EIN? Drop a "✅" if you’ve got it set
up — or a "❓" if you need help!
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Whitney Cumbo
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The 3 Biggest EIN Mistakes That Delay Business Credit — and How to Avoid Them
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