Afternoon Strategy – Business Credit Hack Want a hidden shortcut to building business credit? Use fleet cards (like Shell, BP, or WEX).
They report fast, build history, and don’t require high scores to start. After 3–4 months, you’ll often unlock higher-limit no-PG cards. Drop if you want me to share which fleet cards report the fastest.
Fleet cards -
AtoB Fuel Card: Mentioned as a card that helps build business credit with no personal guarantee. It reports to Experian and can be used anywhere Visa is accepted.
WEX Fleet Cards: WEX reports to Experian and Dun & Bradstreet, though some of their cards may require a personal guarantee.
Fuelman Diesel Fleet Card: This card from FleetCor has historically reported to Dun & Bradstreet, Experian, and Equifax.
ARCO Fleet: Reports to Equifax and Dun & Bradstreet.
Valvoline Fleet: Reports to Experian and Dun & Bradstreet.