Long term rentals are not passive income. I know you want to prove all these people wrong by buying 100 doors that "cashflow" $300 per month, but don't do it. Take the money you were going to use to do your BRRRR method acquisitions and focus on active income. Build your active income until you have so much cash, you have no choice but to buy real estate to reduce your tax liability. I know you're in a rush to get out of your W2. I get it...it sucks. Clients are not fun to deal with, you're not happy with the direction of the company and you want to be able to do what you want, whenever you want, with who you want, exactly how you want to do it. Don't rush. Take all that extra money you were going to dump into buying houses and save it instead. Save it until you figure out what you want to replace your W2 income with. For now, figure out low cost ways to get started, either by working for someone else, bird dogging deals or white label someone else's products. There are low risk ways to get started. Focus on those routes. Read Ego is the Enemy. You may feel like you're humble, but you have parts of your personality that need to be put in check. Yes, you want the credit of owning 100% and being in full control. You'd much rather be a minority partner in a wildly successful deal than 100% owner in a stressful one. You don't know everything and that's ok. You may be willing to take on risk, but decisions you make now can end up slowing your growth in the future. You may learn a lot, but you can learn those lessons by bringing value to someone who's doing what it is you want to do in the market you want to do it in. You haven't figured out what you want to do yet and that's ok. You're going to save yourself a lot of headaches if you work backwards. Figure out what your strengths are. Take an audit of your current work experience, your education and what you enjoy in your day job now. Figure out what activities give you energy. That'll save you from throwing money at problems you're not willing to solve.

I will be 30 minutes late to tomorrow's call due to a scheduling conflict. Feel free to start without me!

Since April 2025, we've helped investors fund $5.6M in real estate across 31 properties.

RV park refi. Borrower had around $200K of their own money in it, a hard money loan sitting at $140K, and they were looking for $465K to take the park from where it was to where it could be. Experienced team. Real plan. We still couldn't place it. The problem wasn't the borrower. Wasn't even the asset really. The numbers only worked if you underwrote the future. Lenders don't do that. They look at what's in front of them today, and today this park couldn't support that loan amount. So we passed. This happens more than people realize. The deal makes sense. The borrower knows what they're doing. But the asset isn't there yet and no lender is going to bridge that gap on a proforma. Not a no forever. Just not yet. If you've got a deal and want a straight answer on whether it's placeable right now, my inbox is open.

Hope everyone’s staying safe and warm through the storm! ❄️ I’m Chris, Jon’s partner here — long term real estate investor in CT and private money lender. Excited to network, share insights, and support the group. I’ll also be broadcasting quick wins, like how we’re funding fast fix‑and‑flips and helping capital partners deploy capital effectively and safely. Looking forward to connecting and growing together — drop a comment or DM anytime!