The Road to Homeownership takes you step-by-step through the homebuying and mortgage process so you know what to expect, what’s expected of you, and how to move forward with confidence. You’ll learn how to prepare for homeownership, understand your buying power, navigate pre-approval, shop for a home, compare mortgage options, and understand your loan disclosures and costs. We’ll walk through what happens after your offer is accepted, including inspections, appraisal, title work, income and asset verification, processing, underwriting, loan conditions, and quality control. Finally, you’ll learn what happens during Clear to Close, how to prepare your funds and final Closing Disclosure, what to expect at settlement, and how you ultimately get the keys to your new home.