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10 options in Texas that are known for startup/business-friendly funding programs or 0% intro APR offers:
1. Amegy Bank Offers business cards with 0% intro APR for 6 months. Startup-friendly for newer businesses. 2. Amarillo National Bank Business credit card with 0% APR for 12 months on purchases and balance transfers. 3. Texas First Bank Business Visa options and relationship-based approvals for local businesses. 4. Texas Bay Credit Union Business credit products with flexible underwriting for members and smaller businesses. 5. City Bank Texas Offers 0% introductory APR business cards for 6 months. 6. Chase Bank Ink Business cards are widely used for startup funding and often approve new LLCs using personal credit instead of heavy proof of revenue. 7. U.S. Bank Multiple business cards with 0% intro APR offers up to 12–18 months depending on the product. 8. PNC Bank Known for 0% APR business funding programs and startup approvals with strong personal credit. 9. Texas Business Finance Corporation Alternative funding programs with easier approval requirements and reduced documentation options. 10. Funding Pilot Offers stated-income business lines of credit with “no income verification” programs. This is alternative lending, not a traditional bank.
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3 Ways to Gain Tax Or Credit Clients Without Paid Ads
Local Facebook groups Google Business Profile Referral partnerships
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New Members Check-In: Introduce Yourself & Let’s Grow Together
Hey y’all I’ve been seeing a lot of new members joining the community lately, so let’s do a proper check-in Go ahead and introduce yourself: Where you’re from What you do currently And what you want to learn MOST from this community Whether it’s taxes, credit repair, digital products, UGC, business funding, scaling your income, or just learning how to make money from your phone we’re here to grow together This is supposed to be a SAFE space, a GROWING space, and a SCALING space. No judging, no gatekeeping, just elevation, accountability, and real information that can help change somebody’s situation Don’t be shy either network with each other, ask questions, drop gems, and build connections. You never know who in here could help you level up Now let’s get active 👀👇🏽Go ahead and introduce yourselves in the comments and tell us what you’re trying to learn or accomplish!
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STOP Sending Generic Dispute Letters
Y’all be trying to remove collections by sending the same recycled TikTok dispute letters everybody else using 😭 “I don’t recognize this account.” “This isn’t mine.” Baby… sometimes that works, but if you really wanna apply pressure, you need to learn how to dispute FACTS, not feelings 👀 The real sauce is finding errors in the reporting. That’s what gets attention. When I look at collection accounts, I’m checking for: Wrong balances Incorrect dates Duplicate reporting Different information across all 3 bureaus Missing account details Accounts that can’t be properly verified And if you got proof? EVEN BETTER A lot of these companies count on people not knowing their rights or not reading their reports correctly. If the information is inaccurate, incomplete, inconsistent, or unverifiable, you absolutely have the right to challenge it The goal isn’t just to “send a dispute.” The goal is to point out EXACTLY what’s wrong and force them to either correct it… or delete it
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Writing A Letter To Yourself | Mindset Challenge
Instructions: Take 15 minutes, and write your own letter RIGHT NOW. Write it on a google document, or write it by hand, and print it out. Put it on your desk, literally right next to your computer, and start your morning routine EVERY MORNING by reading that letter out loud as if it has ALREADY happened. Example: Hey Richard, I just want to let you know of how grateful and proud of you I am. Because last year, you were struggling in so many areas: You were only making 2K/mo from your 9-5 job, you were commuting to work stuck in traffic for one hour plus on a daily basis… You were eating junk food and watching Netflix every night just to escape and not have to think about work… But Richard, today, by God’s grace, and a LOT of consistency and hard work, you have: Made over $10K/mo online, every single month, and have finally quit that job you hate so much You’re in the best shape of your life, you’ve put on an extra 10 lbs of muscle, now standing at 160 lbs lean. You’re dating a beautiful, God-loving woman who you see has potential to be your wife one day, and you mutually love and respect one another… You’ve moved into a new apartment, and are no longer living in that crappy, old 1 bedroom apartment shared with 4 guys, and you now live alone in a beautiful apartment. You’re serving in your church community, and attend Sunday service regularly as a non-negotiable, and your relationship with God is the #1 part of your life now. I’m so proud of you Richard, and I want you to continue to be humble, coachable, always continuously learn from your mentors, and continually invest into your education and mentorship. Next stop, 20K/mo, let’s do this. Dated: March 27th, 2020 Signed: Richard Yu Your Turn: Setting Up Your Vision Board Instructions: Take 15 minutes (don’t spend hours on this). And create your own vision board on Google Slides.Then, paste that in your google Accountability Sheet, link it there. Finally, make a post inside of the community with the title:
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The Prosperity Circle
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A high-level space for mastering taxes, credit, business, mindset, and money. Elevate your skills, your network, and your life.
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