17d • Pilot Ops
✈️ Why so many pilots get “approved” then denied?
- You’re told you’re “pre-approved”
- You start writing offers thinking you’re good to go
- Then the deal falls apart at the closing table
- And you’re left wondering what you missed
What usually comes up when we look closer:
- Pre-qualification and pre-approval get used interchangeably
- They’re not the same thing
- Pre-qualification:
-A few questions
-Maybe a credit pull
-Minimal document review
- A real pre-approval:
-Credit pulled
-Income docs reviewed
-Assets verified
-An underwriter has actually reviewed your file
Why this matters:
- Your offer is taken more seriously
- Earnest money is protected
- Fewer last-minute surprises before closing
If you want a fail-safe pilot pre-approval—the kind I’d trust with my own earnest money, take a look at the pre-approval checklist PDF attached to this post before writing offers.👇🏼
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✈️ Why so many pilots get “approved” then denied?
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