Focuses on managing people effectively within organizations. It involves recruiting, training, motivating, and retaining employees, covering all aspects of people management in the workplace. The goal is to support both individual growth and organizational success.

Focuses on managing financial resources effectively for both individuals and organizations. It covers planning, budgeting, investing, and safeguarding assets, addressing all aspects of financial decision-making. The goal is to promote financial growth and long-term stability for individuals and organizations.