Let’s talk about disputing your personal credit the SMART way. If you are trying to increase your score this year, don’t just dispute randomly. Be strategic. Here are 5 tips to dispute your personal credit with success: ✅ 1. Review ALL 3 Credit Reports Pull your reports from Experian, Equifax, and TransUnion. The error might only show on one bureau. Dispute directly with the bureau reporting the issue. ✅ 2. Dispute Inaccuracies, Not Truth Late payments that are accurate usually stay. Focus on incorrect balances, wrong dates, duplicate accounts, paid collections still reporting unpaid, or accounts that are not yours. ✅ 3. Attack High Utilization First If your credit cards are over 30 percent usage, pay them down before disputing anything. Lower utilization can boost your score quickly, sometimes within 30 days. ✅ 4. Use Supporting Documents If you paid something off, settled an account, or closed it, attach proof. Statements, payment confirmations, letters. Documentation increases your chances of deletion or correction. ✅ 5. Follow Up in 30 Days Bureaus have 30 days to investigate. If they fail to verify properly or do not respond, you can request removal. Now let’s talk quick BOOST hacks 👇🏽 🔥 3 Dispute Hacks That Can Increase Your Score Fast 1. Request a Credit Limit IncreaseIf approved and your balance stays the same, your utilization drops instantly. 2. Become an Authorized UserGet added to a seasoned account with low balance and perfect history. This can raise your score quickly. 3. Pay Down Cards Before Statement DateNot the due date. The statement date. That is what gets reported. Drop a 💳 if you are working on your credit this month. Comment “CREDIT READY” if you want more detailed training inside the group. Let’s build strong personal credit so funding becomes easier. 💚

Credit does not wait for you. You control it. Get your FREE Credit Audit so at least you know! https://inganykole.getcredithelpnow.com/start Look at this score. Look at the difference in only 30 days. This is not luck. This is what happens when someone decides to stop avoiding their credit and start facing it with the right tools, the right support, and the right help. And yes, this can be you. Do not wait until it feels comfortable. Do not wait until it feels perfect. Do not wait until you feel ready. Make it better by starting now. If you did nothing else today, at least take the first step and know where you stand. There is power in knowing. Awareness creates action. Action creates change. You are not alone here. You are inside a community that understands, supports you, and walks this journey with you. Many of us have been where you are. And we are proof that growth is possible. You can do this. You deserve financial peace. You deserve opportunity. You deserve a fresh start.

Whether you are reorganizing, just getting started, or in need of a complete fresh start, this is the place to start, fund, and grow. You will learn exactly where you stand and how to position your credit to support your personal goals and business dreams. You do not have to figure this out alone. We will do this together 🤍 Start here: https://fixmycredit.getgrantsdaily.com/welcome-page