PERSONAL CREDIT CLEANUP 101
Personal credit isn’t about shame or scrambling. It’s about leverage. In this space, you’ll learn how to restore and optimize your credit profile in a way that supports ease, access, and long-term wealth.
We’ll break down how credit actually works behind the scenes, how to correct inaccurate and outdated reporting, and how to move your score with precision — not guesswork. You’ll learn how to dispute with confidence, and position your profile so banks see you as low-risk.
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Unlock at Level 2
BUSINESS CREDIT BUILDER
This module lays the foundation for business credit that actually works. You’ll learn how to properly structure and position your business so lenders see it as credible, compliant, and fundable. We break down how business credit reporting works, how to separate personal and business credit, and how to avoid mistakes that cause denials. No rushing, no guesswork—just a clean, intentional system that supports approvals, higher limits, and long-term growth with ease.
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BANK BASICS
This module breaks down how banks actually evaluate you. You’ll learn how ChexSystems and Early Warning impact approvals, the differences between national banks, regional banks, and credit unions, and how to choose the right institutions for your goals. We also cover properly separating personal and business bank accounts to build credibility, protect your assets, and position yourself for smoother approvals and stronger banking relationships.
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THE FUNDING LOUNGE
In the Funding Lounge You'll Learn:
• Business funding readiness strategies
• Understanding different funding options
• Building lender confidence
• Business compliance and documentation
• Creating a funding roadmap
• Using capital to grow strategically
• Avoiding common funding mistakes
Whether you're seeking working capital, expansion funds, equipment financing, or business credit, this course helps you approach funding with confidence and a clear plan.
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DIY & DFY CREDIT REPAIR PROGRAM
This program is the for DIY (Do-It-Yourself) and DFY (Done-For-You) credit repair so members understand which path fits their goals. You’ll learn how DIY tools allow you to dispute, monitor, and manage your own credit step-by-step, while DFY services handle the dispute process on your behalf. The lesson also explains when each option makes sense, how credit repair software works, and how both can help improve your credit profile strategically and legally.
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BECOME A FINANCIAL LITERACY INFLUENCER
Learn how to become a Financial Literacy Influencer by partnering with Novae and turning your voice online into real income. In this mini lesson, you’ll see how with no experience you can have access to a full Financial Freedom-in-a-Box business. Discover how to educate your audience on credit, funding, taxes, and financial tools while earning through affiliate referrals. If you’ve been helping people for free, this shows you how to turn that knowledge into a scalable income stream.
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MAKE MONEY WITH PRINT ON DEMAND
How to Launch a Low-Risk Side Hustle Selling Print-on-Demand Products Using Canva, Creative Fabrica & ChatGPT.
Unlock the creative freedom and financial flexibility you’ve been craving — all without inventory, shipping, or needing to be a designer.
“Print to Profit” is your go-to guide for launching a passive income side hustle using print-on-demand (POD) products that sell on autopilot.
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