Pull Your Credit Report Now
If you’ve been denied credit in the last 60 days — you are entitled to a free copy of your credit report from the bureau the lender used to make that decision.
It doesn’t matter if it was a mortgage, a car loan, a credit card, or any other form of credit.
Under 15 U.S.C. § 1681m, the lender is required to notify you of the adverse action and tell you which bureau they used. Under 15 U.S.C. § 1681j(b), you are entitled to a free copy of that report within 60 days.
Don’t guess. Don’t assume. Pull your report and know exactly what’s working against you.
Documentation beats convenience. Every time.
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Juanita Clarke
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Pull Your Credit Report Now
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