Laurie and I lived well but always frugal on stupid stuff coffees bought a keurig and made our own. Only ate out on our Birthdays. We made our own lunches but Laurie always wanted to create memories so we did save for travel and I always bought quality not 3 bbqs but one good one using i.e Home Depot Weber 24 months using their money. Remember 50-55% tax to Government or do
you enjoy it. He makes all points worth listening too.