Nothing free my friends. What can you make safely 1% month 1.5% 2% so what the work around.
Think about what banks want is your money or ability to lend you money so feed their greed.
Instead opening a cheque account open an Unsecured Line of Credit or Secured Line of Credit. How’s that help?
Why? You get free cheques not pay for book then run it into a positive. $20,000 most people can get so if you got a $500 bill can’t use a credit card put say Hydro Bill $500
into and have $20,500 pay bill still have room. I always had the HELOC but if sell your home you lose secured but still have unsecured. Just like credit card use it once in awhile keep account active.
So think about it what opportunity cost of tie up $5000