13d • Gems
☎️ The Reconsideration Hotline List
if you recently been denied credit. Here what you can do
If the computer says no, a human can say YES. Call these numbers to speak with a Credit Analyst:
- Chase (Personal Cards): 1-888-270-2127
- Chase (Business Cards): 1-800-453-9719
- American Express (Personal & Business): 1-800-567-1083
- Wells Fargo: 1-800-967-9521
🛡️ What to say when you call:
"Hi, my name is [Name]. I recently applied for the [Card Name] and was surprised to see it wasn't an instant approval. I’ve been a big fan of your bank and I’m looking to move more of my business/personal banking over to you. Could a human analyst take a second look at my application for me?"
If they ask about your income/your business:
"Yes, I am a serial entrepreneur. My business income is consistent, and I’m looking for a card that can help me manage my overhead while I scale. I’m happy to provide any extra info you need to show I'm a low-risk partner."
3
0 comments
☎️ The Reconsideration Hotline List
