I guess I did not thoroughly understand about having an HSA account and how it would impact medicare that I have been paying into for years. So, I will continue for now, but closer to my Medicare years. I will have to stop the HSA account because I don’t want to forgo anything the Government have deducted from my check for years.

A merger took place and old accounts have been closed and assigned new account numbers. I asked questions and received this correspondence. Interesting how they are strategically positioned themselves with fees. Time to look elsewhere. Thanks Twins for your insight and advice.