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I CHALLENGE YOU TO GAIN ACCCESS TO NAVY FEDERAL!!!! Everyone should have this account ! If you had navy federal already over 6 months and have a 650 score apply for the green personal credit card now ! If you have one card and it’s been 93 days get the second card now ! IF APPROVED POST YOUR RESULTS LETS GET IT ✅ To gain access to Navy Federal Credit Union without an access code all you have to do is call them(only can be done over phone call) and once you speak to the rep let them know your granddad served in the Navy for years and he has past, but you don't remember too much of his information. This has helped hundreds of people gain access to navy federal.

Navy Federal Auto Loan Play!! If you're considering an auto loan with Navy Federal Credit Union (NFCU), here's what you need to know to maximize your chances of approval and get the best terms available. Navy Federal is known for competitive rates and flexible lending requirements, but it's crucial to meet specific criteria to get the best outcome. Credit Score & Approval Criteria To have the best chance of approval for an NFCU auto loan, a credit score of 670 or better is recommended. While applicants with lower scores can still qualify, you may face higher interest rates or more stringent terms. Additionally, you should aim for a Debt-to-Income (DTI) ratio of 40% or lower. Lower DTI or higher income is favorable, making you a less risky borrower in the eyes of the lender. Additional Requirements (also, see attached documents): - Employment: A stable work history is generally expected. - Residency: Living at your current address for at least 2 years shows stability, which improves your application. - Payment History: Ensure there are no recent late payments on your credit report. Late payments can signal financial instability. - No NFCU Flags: You must avoid charge-offs or any negative flags on existing Navy Federal accounts, as this can hurt your chances of approval. Loan Options Navy Federal offers three distinct auto loan options: 1. Preapproved Auto Loan: You can get preapproved for a loan and use the check at a dealership of your choice. It’s a straightforward process where you pick out your car, bring the preapproved loan check, and complete the purchase. 2. Preapproved Loan That Turns Into a Personal Loan: If you get preapproved but don't use the loan check to purchase a vehicle within 90 days, it will convert to a personal loan. Be aware that personal loans tend to have significantly higher interest rates compared to auto loans, so it’s crucial to use the check for a vehicle purchase before this deadline. 3. Dealer or Private Party Purchase: Navy Federal works with both private sellers and dealerships. You can use your preapproved loan check for either option, giving you flexibility in how and where you purchase your vehicle.

How to get approved for a 30k-100k Auto Loan & Convert it to cash in your Bank Account ! AUTO LOAN PLAY AND INTEREST RATE THAT WILL NEVER CONVERT. ( The Rates are cheaper when doing auto instead of a home loan). Receive 100k Cash in Personal Funding. The money was deposited directly into my checking account within 24 hours. Firstly, I do not bank with Suntrust and still got funding. So you don’t have to be a member. Breakdown: Loan 1 was for 35k with a 5.19% APR. Loan was instantly approved within seconds of me submitting the application from my phone. Funds were deposited into my personal checking account the next morning. Please note that I never spoke with anyone and no documents were ever requested. Super Easy Money!!! Loan 2 was for 65k with a 5.14% APR. I applied for this loan 5 months after the first loan. (They have a 100k cap) I received an email notice to call in prior to approval . I was asked 3 questions. I used $165,674 as income. 1. Was this loan going to be used to pay off the first loan? I responded “no” 2. Was I planning on closing Loan 1? I responded “no” 3. Am I able to provide 2 Proof of Income Documents (no deadline giving)? I responded “yes” SN: Adobe Acrobat is YOUR BEST FRIEND I uploaded the documents and completed an identity verification quiz and BOOM! Approved. Funds deposited the next morning directly into my account. These are the steps to achieve the above results and takes about 5 minutes to complete. I’ve also done this process for 2 clients with credit scores in the low 700 just go with at least a 715 to be on the safe side. Please note They will pull from either Equifax or Transunion. 1. Go to lightstream.com (they are a SunTrust Partner, and NO you don’t have to have a Suntrust account) 2. Select Individual Application 3. Select Used Auto Purchase from Dealer (trust the process) Title or Dealership info will never be requested. My loans are over a year old and information has never been requested and there has NEVER been an increase or change in interest.