Skye Shape is free and open to everyone in every state, so let's see where everyone's from! 🗺️ Reply with: 📍 Your state (or just your region) 🎯 What brought you here: health coverage, life & mortgage protection, or just learning 😅 One insurance thing that's ever surprised you I read every reply. Say hi to someone from your state while you're here. 🤝 New here? Find your best starting point in 60 seconds: https://skyeshape.org/plan 💙 We work with EVERYONE. Always free, every state. Brandon Whittier, licensed health & life insurance broker. Licensed to sell insurance in NC, IA, IN, MO, NV, OR, TN and WI. NPN #20140109.

Open Enrollment starts November 1. A lot of people think EVERYTHING in insurance is locked until then. Here's the straight answer: 🗓️ What uses the Nov 1 – Dec 15 window: • Marketplace (Obamacare) plans, if you get a tax credit or have a health condition and need a plan that can't turn you down. • Work plan open enrollment (happening at many jobs now). Before you click "keep same plan" and pay $1,200/month to add your spouse and kids, check Course 10. Splitting the family can sometimes save thousands a year. 🔓 What you can set up any day of the year: • Private health plans & small-business group plans (Course 5) • Add-on cash plans for accidents, hospital stays, kids' sports & serious illness (Course 6). These pay you cash and aren't full health insurance on their own. • Dental with no low yearly limit, vision & hearing (Course 7) • Life insurance & mortgage protection (Course 8) 🧭 Not sure where to start? Use the 30-Second Course Finder (Lesson 1.6): https://www.skool.com/skyeshape/classroom/799b185e?md=0ff21d0b1b424c04b2f5684317b35375 🇺🇸 Skye Shape is free and open to everyone in every state, free consultations included. Licensed to sell insurance in NC, IA, IN, MO, NV, OR, TN and WI. NPN #20140109. Verify Brandon's license: https://nipr.com/licensing-center/look-up-a-national-producer-number 💙 We work with EVERYONE, at every income level, with every health history, in every household. Brandon Whittier, licensed health & life insurance broker. 👇 Vote below: What's your #1 goal for your household's coverage going into 2027?

🏫 Skye Shape is the education community of Brandon Whittier, an independent licensed insurance broker. Welcome to Skye Shape Academy! 🎉 Free insurance help for everyone, every state, every budget. I'm Brandon Whittier, an independent licensed Health & Life Insurance Broker (NPN #20140109). Self-employed, small business owner, raising a family, between jobs, or managing a health condition? You're in the right place. 🤝 We Work With EVERYONE. Ask anything, learn at your own pace, and know we're all here to help each other. 💲 My help costs you $0. The insurance company pays the broker, so you pay the same price as buying direct. 🇺🇸 Skye Shape is free and open to everyone in every state, free consultations included. ⚖️ Licensed to sell insurance in NC, IA, IN, MO, NV, OR, TN and WI. NPN #20140109. Verify my license: https://nipr.com/licensing-center/look-up-a-national-producer-number 🔒 Privacy Policy & Terms: https://skyeshape.org/legal 🎯 WHAT YOU WILL LEARN HERE 🏥 Health coverage under 65 The 3 kinds of coverage: Marketplace (Obamacare) plans, private plans that can cost less if you're healthy, and add-on cash plans that pay you during a hospital stay or accident (add-ons aren't full health insurance on their own). You can always compare Marketplace plans yourself at HealthCare.gov or your state's exchange. 🛡️ Life & mortgage protection Term vs. whole life, protecting your home, and final expense coverage. 💵 Real costs, no surprises Deductibles, your yearly maximum, doctor networks, and medicines, before you spend a dime. 🔄 YOUR 4-STEP START HERE LOOP 🧭 Step 1 — Take the 60-Second Plan Finder https://skyeshape.org/plan 🎓 Step 2 — Open the Classroom tab and start with Course 1 (Start Here). 🔓 Courses 3–12 unlock the moment you join, free. 📖 New here? Read who this is for and how it works on our About page: https://www.skool.com/skyeshape/about