FHA loan limits changed for 2026, but the rules buyers need to understand before going under contract have not.
In this video, Thomas breaks down 3 FHA requirements buyers often learn too late before buying a duplex, triplex, or fourplex:
✅ Owner-occupancy
✅ The self-sufficiency test
✅ How rental income affects your DTI
These are the details that can surface in underwriting and put a deal at risk if you don’t know them upfront. Watch this before you make a move, then drop your biggest takeaway or question below. 👇