LexisNexis and why it’s critical to opt out

LexisNexis and why it’s critical to opt out —

LexisNexis and why it’s critical to opt out — especially if you’re working to protect your privacy, repair your credit, or prepare for funding and identity-based verification systems:

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Why You Need to Opt Out of LexisNexis — Especially if You’re Building or Repairing Credit

LexisNexis may sound like a legal research platform (and it is), but it's also one of the most powerful data aggregators in the world. If you're serious about protecting your identity, getting funding, or repairing your credit, **opting out of LexisNexis is a critical step.

What Is LexisNexis?

LexisNexis started in the 1970s as a way to digitize legal documents. But over the decades, it evolved into something much larger:

- A global provider of legal, regulatory, and business data,

- With access to over 45,000 data sources,

- And billions of public and private records tied to individuals and businesses.

Today, their Risk Solutions division is used by:

- Credit bureaus

- Insurance companies

- Lenders and banks

- Law enforcement agencies

- Government departments

- And even background check services

That means LexisNexis is likely holding your entire life in its system—addresses, vehicles, loan history, liens, relatives, phone numbers, even legal activity or judgments.

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Why Opting Out Matters

1. Credit Repair & Funding:

When applying for loans, credit, or grants, your data is being verified not just through the major credit bureaus (Experian, Equifax, TransUnion) but also through data brokers like LexisNexis.

If there's incorrect or outdated information, your approvals can be delayed or denied, even if your credit score is solid.

2. Identity Protection:

LexisNexis gathers and sells detailed personal data—including data from public records and private sources.

Opting out limits who can access your data and lowers your exposure to fraud, identity theft, or predatory lending.

3. Funding Structure:

If you're building business credit or applying for high-limit lines under your EIN, data brokers like LexisNexis are often pulled for verification.

Old or mismatched information can block funding before it even gets to underwriting.

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What Happens If You Don’t Opt Out?

- Your data remains exposed to any creditor, agency, or system connected to their platform.

- Inaccurate info may remain unchallenged and affect your approvals.

- Your identity becomes more vulnerable to misuse by bad actors.

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How to Opt Out of LexisNexis

1. Visit their opt-out page:

[https://consumer.risk.lexisnexis.com/](https://consumer.risk.lexisnexis.com/))

2. Choose “Submit a Request” → “Opt Out of LexisNexis”

3. Fill out the form, upload a valid ID (to prove identity), and submit your request.

4. Wait 30–60 days for the process to be fully completed.

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Need Help?

At ScoreUp RiseUp, we walk our members through LexisNexis opt-outs, credit repair, business structuring, and funding readiness** as part of our onboarding process.

We know what lenders look at—and how to make sure your information is clean, accurate, and working for you, not against you.

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Take Control of Your Data. Protect Your Future.

If you're applying for funding, building a business, or simply working to restore your financial profile—opting out of LexisNexis is not optional. It's essential.

Need help or guidance on where to start?

Join the DFY (Done for You) movement at:

getstarted.scoreupriseup.com

Also looking for partners, email "partners"

[email protected] for details

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