Apr 29 • 📃| Credit Repair Q&A
3 key reasons why many people fail to achieve financial freedom:
- Lack of Financial Literacy Without a solid understanding of how money works — including budgeting, saving, investing, and debt management — it's easy to make poor financial decisions that keep you in a cycle of struggle.
- Living Beyond Your Means: Overspending on lifestyle upgrades, buying things to impress others, or relying on credit to fund daily expenses can quickly lead to debt accumulation and financial instability.
- No Clear Plan or Discipline. Financial freedom requires planning — setting goals, creating a budget, and sticking to it. Without discipline and a long-term vision, it's hard to stay consistent or build wealth over time.
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3 key reasons why many people fail to achieve financial freedom:
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