You don't need $500K to buy a business.

Most people never make a move because they think they need half a million in the bank to acquire a real business.

They don't.

The SBA 7(a) program finances up to 90% of a business acquisition. On a $2M deal, your out of pocket is $200K. On a $1M deal, $100K. The average SBA acquisition loan right now is $1.17M. The median is $775K.

These are not private equity transactions. These are service businesses changing hands every week.

Here is what the bank actually wants to see. Relevant experience. A credit score above 680. A deal that cash flows enough to cover the debt and pay you. They do not need you to be rich. They need you to not be a liability.

Community banks approve 72% of SBA applications. Big national banks approve 49%. Choosing the right lender is the difference between funded and denied.

Most buyers go straight to a big bank, get denied, and assume they do not qualify. They did qualify. They just walked into the wrong building.

The capital is not the barrier. The system is the barrier. Most people never learn the system.

Comment FINANCE and I will send you the SBA deal structure breakdown I walk clients through on every acquisition.

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