13h • General discussion
The SBSS score is gone
As of March 1, 2026, the SBA eliminated the automated credit score used to screen 7(a) loans under $350K.
The score that used to approve you or kill you before a human ever saw your file no longer exists.
Lenders now do full commercial credit analysis. Every bank decides on its own. The same application that gets approved at one lender gets denied at another.
Get your financing clarity before you get under LOI. Not after.
What deal size are you targeting right now?
Drop it below and I'll tell you exactly how this affects your approval path.
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The SBSS score is gone
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