The Top 3 Regrets First-time Buyers Have

1. Total Cost of Ownership (Not Just the Mortgage)

Many buyers focus only on their monthly mortgage payment and forget about property taxes, insurance, HOA dues, utilities, maintenance, and repair costs.
This often leads to “payment shock” when the first full month of bills arrives.

2. Neighborhood & Lifestyle Fit

They fall in love with the house but don’t fully vet the neighborhood—commute times, noise, school ratings, future development plans, or even how walkable it is.
After moving in, they realize the community doesn’t match their lifestyle.

3. Room to Grow / Resale Value

Buyers sometimes choose the “perfect starter home” without considering future needs (kids, pets, home office, multi-generational living).
They also regret not thinking about resale factors—like floorplan appeal, upgrades, or location—that will impact their ability to sell down the road.

👉 In short: money, lifestyle, and future planning are the big 3 blind spots.

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