Many people assume that business funding is based primarily on income, but income is often a secondary factor. Lenders focus heavily on credit alignment, business credibility, and financial behavior.
A business that looks structured and disciplined is far more attractive than one with high income but poor organization.
This is why some entrepreneurs secure funding early while others struggle despite earning more. Preparation, not income, determines access.
Funding is granted to profiles that demonstrate control, not desperation.