Why Collections Hurt More Than People Realize
Collections don’t just impact your credit score — they change how lenders perceive risk. When a collection appears on a credit report, it signals unresolved obligations, even if the amount is small or years old. What most people don’t understand is that collections must meet strict reporting requirements to remain valid. Many are reported with incorrect balances, missing dates, or incomplete verification. Credit repair involves carefully reviewing these details instead of assuming every collection is accurate by default.
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Why Collections Hurt More Than People Realize
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