One of the biggest gaps in financial growth is not knowing where you truly stand. A Financial Advisory Report helps you: - Understand your current financial position - Identify leaks, risks, and missed opportunities - See how your income, credit, protection, and assets work together - Get clear, actionable steps toward building long-term prosperity 💡 This is not a sales pitch. It’s an education-first review designed to help you make better financial decisions with confidence. 📊 What I’m Offering: I’m personally completing financial advisory reports for members of this community. If you would like one: 👇 Drop your phone number in the comments 📞 I promise to personally call you—no outsourcing, no rush. 📲 I’ll also send you access to my Bdollar App, which we’ll use to organize your financial snapshot and recommendations. This is about clarity, alignment, and impact not pressure. Let’s build prosperity the right way. 💼✨

If you’re preparing to buy a house, you need to understand which credit score lenders actually use because it’s NOT always the score you see on Credit Karma. 🔑 What lenders really use Mortgage lenders use your FICO® credit scores, not VantageScore. That’s why your first step should be: 📲 Download the MyFICO App https://apps.apple.com/us/app/myfico-fico-score-monitoring/id714626557 MyFICO allows you to: - See your actual FICO scores - View multiple FICO versions, including: - FICO 8 Mortgage-related - FICO scores (used by lenders) - Understand how lenders may see you 📊 Want another way to check? You can also check FICO scores through Experian. 📲 In the Experian app or website, you can: - View your Experian FICO score - Monitor changes - Track credit factors affecting approval ⚠️ Important to know: - Experian shows FICO scores tied to Experian only - Mortgage lenders review all 3 bureaus (Experian, Equifax, TransUnion) - That’s why MyFICO gives the most complete picture 💡 Why this matters ✔️ Your mortgage score may be lower than your consumer score ✔️ Interest rates are based on FICO mortgage models ✔️ Knowing your real score helps you prepare, not guess 🎯 Prosperity Impact Tip Before applying for a mortgage: 1. Check your real FICO scores 2. Identify what’s hurting them 3. Create a credit strategy, not just hope for approval Education first. Strategy second. Prosperity always. 💎

We’re excited to have you here! This community was created to help you learn, grow, and make smarter financial decisions through education around credit, financial literacy, and long-term wealth strategies. Inside this group, we’ll be discussing: • Credit repair, rebuilding, and credit optimization • How credit impacts funding, approvals, and opportunities • Life insurance education and protection strategies • Annuities and retirement income concepts • Investment education and wealth-building principles Whether you’re an individual working on your credit, a business owner building your financial foundation, or a tax professional looking to expand your financial knowledge, you belong here. 📌 Community Guidelines: ✔️ Education first — no spam or unauthorized advice ✔️ Be respectful and supportive ✔️ Ask questions and share experiences ✔️ Licensed services will be handled privately when appropriate ⚠️ Reminder: This group is for educational purposes only. No personalized tax, legal, or investment advice will be given publicly. 👉 Start by introducing yourself below: Tell us your name, your goal for joining, and what topic you’re most interested in learning about! Let’s build credit, protect income, and create wealth — together 💪🏽