Welcome to the Property Over Purses Homebuyer Readiness Program! 🏡💖 I'm so excited you're here. My name is Shadirah Byrdsell, Founder of Property Over Purses and RAP Financial Services. This community was created for one purpose: To help everyday people become confident, educated homeowners. Whether you're working on your credit, saving for your down payment, learning the homebuying process, or simply trying to figure out where to start—you are in the right place. Over the next 6 weeks, you'll gain the knowledge, tools, and confidence to move from renting to owning. What You Can Expect 🏡 Weekly live lessons and replays 📚 Step-by-step homebuyer education 💳 Credit-building strategies 💰 Budgeting and savings tips 🏦 Mortgage and financing education 🔑 Real estate guidance from start to closing 🤝 A supportive community that wants to see you win Community Rules ✅ Be respectful and encouraging. ✅ Ask questions—there are no silly questions here. ✅ Celebrate each other's wins. ✅ Stay engaged by attending live sessions and completing assignments. ✅ Keep discussions focused on homeownership, credit, and financial empowerment. Introduce Yourself! Drop a comment below and tell us: - Your name - Where you're from - What Does Homeownership mean to you - One thing you hope to learn during this program - What is your purchase timeframe Remember... Homeownership isn't just about buying a house—it's about building wealth, creating stability, and leaving a legacy. Let's learn, grow, and get you one step closer to the keys to your future. 🏡 Welcome to the POP Family!

Our mission is to educate, encourage, and empower future homeowners. To keep this community valuable for everyone, please follow these guidelines. ✅ Respect Everyone ✅ Treat every member with kindness and professionalism. ✅ No Judgment ✅ Everyone starts somewhere. Encourage others and celebrate progress. ✅ Keep Information Private ✅ Do not share another member's personal information or financial details outside of this community. ✅ Stay On Topic ✅ Please keep discussions focused on: - Credit - Homeownership - Budgeting - Saving - Mortgages - Financial literacy - No Spam or Self-Promotion Please do not advertise products, services, businesses, or events without approval. ✅ Ask Questions If you're unsure about something, ask! That's why we're here. ✅ Complete Your Weekly Assignments The more you participate, the more you'll gain from this program. ✅ Celebrate Wins Whether your credit score increased, you paid off debt, or got pre-approved—we want to celebrate with you! Thank you for helping us build a positive, supportive community dedicated to creating more homeowners.

Before we can build wealth, we need to know exactly where we're starting. ✅ Your First Assignment Pull your 3-bureau credit report and scores using the link below: 🔗 https://www.identityiq.com/sc-securepreferred.aspx?offercode=431142IZ Why this matters: ✔️ See what's helping your score. ✔️ Identify what's hurting your credit. ✔️ Review collections, late payments, inquiries, and balances. ✔️ Establish your starting point so you can track your progress throughout your home buying journey. Once you've completed it: 1. Comment "DONE" below this post. 2. Write down your current credit scores (don't post them publicly unless you're comfortable doing so). 3. Bring your report to our next live session—we'll walk through how to read it together. 4. 💡 Remember: There is no judgment here. Whether your score is 450 or 850, this community is about education, growth, and helping you move closer to homeownership and financial freedom. Every homeowner started somewhere. This is your starting point. Let's get to work! 💪🏾🏡💳