Property isn't a sprint. It's not about jumping on the next deal or trying to time the market perfectly. It's about having a plan that makes sense for where you are now and where you want to be in five, ten, twenty years. Some people want monthly income. Some want long-term growth. Some want both. Some want to build something they can pass on. All of those are fine but they need different approaches. The mistake people make is copying someone else's strategy without thinking about whether it actually fits their life. So before you start looking at properties, ask yourself a few things: 1. What do I actually need this to do for me? 2. When do I need it to do that? 3. What can I realistically manage right now? Once you've got clarity on that, everything else gets easier because you're not chasing every opportunity that comes up, you're filtering for the ones that actually move you toward where you want to go.

We all see those properties that look like amazing deals but how do you know if it's the right move for you? I've found the best first move is a simple check: does it fit my actual goal for this year? Is it a 'cash flow now' property or a 'growth later' one? Getting that clear to yourself first is the ultimate filter before you even run the numbers. How do you personally decide if a 'good deal' is actually a good move for you? Do you have a quick mental checklist?

This Wednesday, let's focus on two moves to tidy up your existing assets. Move 1: The Digital File Audit. Take 20 minutes per property to ensure all your digital records are in order. Tenancy agreements, gas safety certificates, EPCs, and insurance documents should all be in clearly labelled folders. This saves huge stress during a compliance check or sale. Move 2: The Contact List Refresh. Update your phone contacts for your plumber, electrician, and letting agent. Remove the ones who were slow to respond and save the numbers of recommended tradespeople. Being prepared for a winter emergency is a core part of management. Which of these tasks do you think you will get done this December?

Let’s keep December focused with two practical steps you can take before the year ends. Move 1: Check In With Your Broker This is a good time to speak with a whole-of-market mortgage broker. Lenders often release competitive deals toward the end of the year, and you may be able to secure a rate now for a purchase planned for early 2026. Getting your financing lined up before the January rush puts you ahead. Move 2: Build Your 2026 Budget Open your spreadsheet and map out your expected rental income and expenses for next year. Then add a new line called “Strategic Upgrade Fund.” Even a small monthly amount creates flexibility whether it’s for a below-market-value opportunity or an important property upgrade later in the year. Which of these year-end moves feels more urgent for your next step?

Hi guys 🙋‍♀️! It’s another Wednesday 😎. Let’s keep today’s focus straight and actionable. Move 1: Do a Quick Finance Check-In. Set a day this month to look through your mortgage deals. If your fixed term is ending soon, speak to a broker now. It’s better to secure a new rate early than slip onto a higher variable rate in January. Move 2: Have Your “2026 Goal” Hour. Block out one hour to decide your main property goal for next year. Whether it’s buying your first property, adding another, or tightening your management systems—choose one clear goal and build from there. Which one of these matters more for you right now?